Advice on Annuities

Advice on Annuities
Freephone 0800 970 4882


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	What is an Annuity

	Why you should consider an Open Market Option

	What you need to know

	Your Options

	Alternatives to Annuities

	What's right for me?

	Quotation Request

	Getting an even bigger income

	Care Annuities

	Pension Simplification

	New Pension Schemes

	Levels of Service

	…… Giving you a more comfortable retirement
		What is an Annuity An annuity is the income paid to you for life by an Insurer in return for a lump sum paid to them either from your pension fund or your own capital. Should you shop around for a bigger annuity? Yes- Whilst its nice to retire, it’s even better, if you have a larger income to enjoy it ! That’s why legislation now insists that all personal pension providers give you an Open Market Option - the right to shop around for the best annuity, before taking the benefits simply from your existing pension.
	Does it really pay? Yes it does. Exercising your right to purchase an annuity from a different provider can provide some or all of the following benefits

			A higher income, especially if you have health issues.
			A wider choice of options – including impaired rates, or income drawdown
			Consolidation of different small pension funds, to receive just one larger income- making budgeting easier.

If yes, to see how much better off you could be:

What next?

Simply - Enter our site or complete our online enquiry form and help yourself to a bigger slice!

One of our consultants will get back to you as soon as we have checked the best rates for you. Alternatively to speak to us, please feel free to phone us on Freephone 0800 970 4882.

Remember, once selected an annuity cannot be altered or changed... so it pays to get it right first time.
Choose Advice on Annuities for independent advice on the best rates and we will help you enjoy a happier retirement.

Advice on Money
8a Richfield Avenue,
Reading
Berkshire
RG1 8EQ

tel: 0118 9586421

e-mail:enquiries@adviceonmoney-ifa.co.uk

Principal: Keith Hargraves

Advice on Annuities is a specialist service provided by Advice on Money. Advice on Money is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register/) under reference 150427.

The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.